:root{--sa-ink:#0F2E38;--sa-ink-2:#1B4553;--sa-acc:#C25A2B;--sa-acc-2:#E8813F;--sa-bg:#FBF9F6;--sa-line:#E2DCD4;--sa-muted:#5C6B71}
.sa-wrap{max-width:900px;margin:0 auto;padding:0 20px 64px}
.sa-art{font-size:1.03rem;line-height:1.72;color:#22323a}
.sa-art--narrow{max-width:760px}
.sa-bc{font-size:.82rem;margin:18px 0 8px;color:var(--sa-muted)}
.sa-bc ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0;padding:0}
.sa-bc li+li:before{content:"›";margin-right:6px;color:var(--sa-line)}
.sa-bc a{color:var(--sa-muted);text-decoration:none;border-bottom:1px solid var(--sa-line)}
.sa-bc a:hover{color:var(--sa-acc)}
.sa-head{margin:8px 0 26px;padding-bottom:20px;border-bottom:3px solid var(--sa-ink)}
.sa-eyebrow{text-transform:uppercase;letter-spacing:.09em;font-size:.74rem;font-weight:700;color:var(--sa-acc);margin:0 0 8px}
.sa-art h1{font-size:clamp(1.85rem,4.2vw,2.6rem);line-height:1.18;margin:0 0 12px;color:var(--sa-ink);letter-spacing:-.015em}
.sa-lead{font-size:1.1rem;color:var(--sa-ink-2);margin:0}
.sa-art h2{font-size:1.45rem;margin:44px 0 12px;color:var(--sa-ink);letter-spacing:-.01em}
.sa-art h3{font-size:1.1rem;margin:26px 0 6px;color:var(--sa-ink-2)}
.sa-art p{margin:0 0 16px}
.sa-answer{background:var(--sa-bg);border-left:5px solid var(--sa-acc);padding:18px 20px;margin:0 0 26px;border-radius:0 8px 8px 0}
.sa-answer p{margin:0}
.sa-answer__label{text-transform:uppercase;letter-spacing:.08em;font-size:.7rem;font-weight:700;color:var(--sa-acc);margin:0 0 6px!important}
.sa-kpi{list-style:none;display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:1px;background:var(--sa-line);border:1px solid var(--sa-line);border-radius:10px;overflow:hidden;padding:0;margin:0 0 28px}
.sa-kpi li{background:#fff;padding:14px 16px}
.sa-kpi span{display:block;font-size:.73rem;text-transform:uppercase;letter-spacing:.06em;color:var(--sa-muted);margin-bottom:4px}
.sa-kpi strong{font-size:1.12rem;color:var(--sa-ink);font-weight:700}
.sa-kpi--home strong{font-size:1.5rem;color:var(--sa-acc)}
.sa-facts{list-style:none;padding:0;margin:0 0 20px;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:10px}
.sa-facts li{background:var(--sa-bg);border:1px solid var(--sa-line);border-radius:8px;padding:10px 14px}
.sa-facts span{display:block;font-size:.72rem;text-transform:uppercase;letter-spacing:.06em;color:var(--sa-muted)}
.sa-facts strong{color:var(--sa-ink)}
.sa-source{border:1px solid var(--sa-line);border-radius:10px;padding:18px 20px;background:#fff;margin:0 0 24px}
.sa-source h3{margin:0 0 10px;font-size:1rem;color:var(--sa-ink)}
.sa-source ul{margin:0 0 10px;padding-left:18px}
.sa-source a{color:var(--sa-acc);text-decoration:none;border-bottom:1px solid rgba(194,90,43,.35)}
.sa-source a:hover{border-bottom-color:var(--sa-acc)}
.sa-source__note{font-size:.85rem;color:var(--sa-muted);margin:0!important}
.sa-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:14px;margin:0 0 26px}
.sa-card{display:block;border:1px solid var(--sa-line);border-top:3px solid var(--sa-acc);border-radius:10px;padding:18px;background:#fff;text-decoration:none;color:inherit;transition:transform .15s ease,box-shadow .15s ease}
.sa-card:hover{transform:translateY(-2px);box-shadow:0 8px 22px rgba(15,46,56,.09)}
.sa-card h3{margin:0 0 6px;font-size:1.02rem;color:var(--sa-ink)}
.sa-card p{margin:0 0 10px;font-size:.92rem;color:var(--sa-muted);line-height:1.55}
.sa-card__more{font-size:.78rem;text-transform:uppercase;letter-spacing:.06em;font-weight:700;color:var(--sa-acc)}
.sa-chips{list-style:none;display:flex;flex-wrap:wrap;gap:8px;padding:0;margin:0 0 22px}
.sa-chips li a{display:inline-block;padding:6px 13px;border:1px solid var(--sa-line);border-radius:999px;background:#fff;font-size:.9rem;text-decoration:none;color:var(--sa-ink-2)}
.sa-chips li a:hover{border-color:var(--sa-acc);color:var(--sa-acc)}
.sa-chips--wide li a{font-size:.87rem;padding:5px 11px}
.sa-table{width:100%;border-collapse:collapse;margin:0 0 12px;font-size:.95rem}
.sa-table caption{text-align:left;font-size:.85rem;color:var(--sa-muted);padding-bottom:8px}
.sa-table th,.sa-table td{border:1px solid var(--sa-line);padding:9px 12px;text-align:left;vertical-align:top}
.sa-table thead th{background:var(--sa-ink);color:#fff;font-weight:600}
.sa-table tbody th{background:var(--sa-bg);width:60px;text-align:center}
.sa-note{font-size:.86rem;color:var(--sa-muted)}
.sa-tip{background:var(--sa-ink);color:#EAF1F3;border-radius:10px;padding:20px 22px;margin:30px 0}
.sa-tip h3{margin:0 0 8px;color:var(--sa-acc-2);font-size:.8rem;text-transform:uppercase;letter-spacing:.08em}
.sa-tip p{margin:0}
.sa-faq details{border:1px solid var(--sa-line);border-radius:8px;margin-bottom:8px;background:#fff}
.sa-faq summary{cursor:pointer;padding:13px 16px;font-weight:600;color:var(--sa-ink);list-style:none}
.sa-faq summary::-webkit-details-marker{display:none}
.sa-faq summary:after{content:"+";float:right;color:var(--sa-acc);font-weight:700}
.sa-faq details[open] summary:after{content:"–"}
.sa-faq details>div{padding:0 16px 14px;color:#3a4a52}
.sa-faq p{margin:0}
.sa-list{margin:0 0 20px;padding-left:20px}
.sa-list li{margin-bottom:6px}
.sa-dl{margin:0 0 24px}
.sa-dl dt{font-weight:700;margin-top:14px}
.sa-dl dt a{color:var(--sa-ink);text-decoration:none;border-bottom:1px solid var(--sa-line)}
.sa-dl dt a:hover{color:var(--sa-acc)}
.sa-dl dd{margin:2px 0 0;color:var(--sa-muted);font-size:.93rem}
.sa-disc{border-top:1px solid var(--sa-line);margin-top:40px;padding-top:16px;font-size:.85rem;color:var(--sa-muted)}
.sa-disc p{margin:0}
.sa-btn{display:inline-block;background:var(--sa-acc);color:#fff;padding:11px 22px;border-radius:8px;text-decoration:none;font-weight:600;font-size:.95rem}
.sa-btn:hover{background:#a94a22;color:#fff}
.sa-btn--ghost{background:transparent;color:var(--sa-ink);border:1px solid var(--sa-ink)}
.sa-btn--ghost:hover{background:var(--sa-ink);color:#fff}
.sa-hero{padding:34px 0 10px}
.sa-hero h2{margin-top:0;font-size:clamp(1.9rem,4.4vw,2.7rem);color:var(--sa-ink)}
.sa-hero__cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}
.sa-az h2{margin-top:30px;font-size:1.2rem;border-bottom:2px solid var(--sa-line);padding-bottom:4px}
@media(max-width:600px){.sa-wrap{padding:0 16px 48px}.sa-art h2{font-size:1.28rem;margin-top:34px}}